AIB Business Cover

Our brokers have an extensive knowledge of all types of business insurance coverage that benefits operations and future growth. Keep reading to learn a bit more about our commercial and business insurance products.

Business insurance policies are designed to protect all types of organizations from losses due to events that which occur during the normal course of business.
There are many types of insurance for businesses including coverage against property damage, legal liability and employee-related risks.

Companies need to evaluate their insurance needs based on the potential risk exposures emanating from the particular business activities, which can vary depending on the type of environment in which the company operates.

Business insurance helps you to protect your business assets and is critical to control risk. There are risks that are so destructive to your business that it makes sense to plan ahead and manage such risks. Business insurance is nothing more than the spreading and managing certain identified risks with an insurance provider.

We will be glad to assist you in securing of a comprehensive insurance program with the most competitive prices. We would be pleased to help you with all of the following types of coverage 

  1. Property
  2. Business Interruption (Loss of Income)
  3. Money
  4. Electronic Equipment
  5. Machinery Breakdown
  6. Personal Accident
  7. Directors & Officers Liability
  8. Employers’ Liability
  9. Public Liability
  10. Products Liability
  11. Professional Indemnity
  12. Cyber Liability
  13. Marine Hull & Machinery
  14. Marine Cargo
  15. Marine Protection & Indemnity
  16. Marina Operators Liability
  17. Group Life
  18. Group Health
More About AIB Business Covers

General liability insurance 

Expansive coverage that protects many aspects of your business and its activities, general liability insurance protects you and your business from “general” claims involving bodily injuries and property damage. Almost every business has a need for general liability insurance.

Commercial property insurance 

Commercial property insurance protects your company’s physical assets from fire, explosions, burst pipes, storms, theft and vandalism. Earthquakes and floods typically aren’t covered by commercial property insurance, unless those perils are added to the policy.

Business auto insurance  

Commercial auto insurance is a type of insurance policy that helps cover vehicles used for business purposes such as cars, trucks and vans. Commercial auto insurance covers vehicle damage and driver injuries.

Workers compensation insurance

No matter what type of business you run, your employees can get hurt. Luckily, workers’ compensation insurance, also known as workers’ comp, can help give your employees the benefits they need if they suffer a work-related injury or illness.

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